Solutions
One platform for the full ABL cycle
The operational infrastructure for private debt funds to structure, underwrite and manage asset-backed financings at scale — credit expertise made repeatable, the decision kept where the risk requires it.
The problem
Multiple systems. One deal. No single truth.
Origination, servicing and reporting each live in their own system — and none of them agrees with the others.
01
Origination forgets
The enquiry lives in an inbox, the analysis in a spreadsheet, the terms in a document. When the deal goes live, the file starts over.
02
Servicing runs on a spreadsheet
Covenants, payments and valuations live in a file only one person understands — until that person is on leave.
03
Reporting is a quarterly fire drill
Investor reporting is rebuilt from scratch every quarter, from figures nobody can trace back to the file.
Why Infravite
One auditable file per transaction
Each transaction lives in a single file, from sourcing to workout. Every figure carries its source, and every deliverable comes from the same data.
Without a platform
- Screening and the IC memo rebuilt across spreadsheets and email.
- Fund rules checked by hand, exceptions undocumented.
- Covenant breaches found at the next reporting date.
- LP reporting rebuilt at every reporting date.
With Infravite
- One file from sourcing to the IC memo, with versioned assumptions.
- The LP-approved policy checked server-side, exceptions logged.
- Covenant tests and drawn LTV against covenant LTV on every live file.
- Investor reporting and exports drawn from the same figures.
The answer
Every source. One ledger. Every output, on demand.
Infravite unifies every input into a single file, and turns it into the decisions, schedules, checks and reports the fund ships — with an audit trail behind every number.
One file per deal
From sourcing to workout, the deal and its asset live in one record. Nothing is re-keyed.
Structured extraction
Documents arrive structured, with conflicts flagged and freshness shown per field.
Human validation first
Nothing reaches the committee unverified. The platform is a copilot; the expert decides.
Measured proof
Pilot results are measured by outcome — files ready for committee, decisions traced — not by usage.
Our approach
From sourcing to workout, each assumption version is kept with its date and author. A reviewer traces any number to its document without rebuilding the spreadsheet.
- Operational, credit, asset, structuring and legal risk, each assigned to a named party
- Underlying contract, cash-flow visibility and contract tail against maturity
- Country and regulatory risk: OECD classification and World Bank governance indicators
Exceptions to the policy are logged with their author; the final decision rests with the fund's credit committee.
- Financial model and downside scenarios
- ESG rating of the financed asset
- IC memo
- Auditor memo
- LOI, with an addendum where applicable
Roles and permissions, two-factor authentication with recovery codes, and an audit trail of every change.
The cycle
Six steps, one file
The full life of a real-asset financing, from the first enquiry to the investor report.
01
Origination
Opportunities enter the pipeline with origination gates and country risk checked against the LP-approved policy.
02
Pricing analysis
Indicative terms are built in the platform from the same figures as the credit analysis.
03
Underwriting
Due diligence, cash-flow model, DSCR and structuring tests — operating lease or service capacity — in one memo.
04
Servicing
One next action per file, with owner and due date. Covenants, payments and the asset — title, insurance, maintenance, valuation — in one place.
05
Portfolio
The whole book at a glance: NAV, MTM, drawn and covenant LTV, breaches and overdue — from the same figures.
06
Investor reporting
Reports and exports for investors and auditors, drawn from the file — not rebuilt.
Who it serves
Built for the whole fund
Deal teams, the committee, operations and investors read the same file.
Deal team
Structure faster
Underwriting, memos and structuring tests in one file — no re-entry between systems.
Investment committee
Decide on verified figures
Every memo is validated by a human before it reaches the committee, with the audit trail behind it.
Portfolio & operations
Run the book, not the spreadsheet
One next action per file, covenants and valuations monitored, breaches escalated with owner and due date.
Investors & auditors
Read the same figures
Investor reporting and exports from the file itself — traceable to the deal, the asset and the valuation.
What sets us apart
Built for real assets
Aircraft, rail, marine, energy and equipment, not generic portfolio software.
Underwriting at the core
The value lies in analysis and structuring, not in data storage.
Market data, not assumptions
Collateral assets marked to market on ECB and Eurostat data, each source and valuation date shown.
Neutral, under your brand
Neither lender nor arranger; the platform runs as a white label.
The demo book
The book, in figures
The presentation book the demo runs on — healthy by default, the breach figures kept in the Stress scenario on demand only.
€232.0m
MTM, demo book
€145.8m
NAV, demo book
7
Deals in the book
0
Open breaches
Demo data — the presentation book, snapshot of 5 November 2026. Figures from the same portfolio engine as the live desk.
See it
A guided tour of the desk
A recorded walkthrough of the desk, in your language — then a live walkthrough on your own deals.
Asset tracking
Every financed asset, on one map.
The book's fleet on a globe or world map, fed by each asset's own tracking.
Positions
Each asset placed by its address or its tracking ID.
Connected feeds
AIS for vessels; ADS-B and telematics where available.
Consent first
A feed goes live once the corporate's consent is on file.
Live or stale
Each position shows whether it is live or stale.
ABL private debt funds
From sourcing to investor reporting
The full transaction cycle in one file; the decision rests with the fund's credit committee.
- Pipeline: Sourcing, Screening, Underwriting, IC, Closing, Live, Workout.
- Origination gates and country risk checked against the LP-approved policy.
- Credit analysis and covenant monitoring, drawn LTV against covenant LTV.
- Collateral asset marked to market on ECB and Eurostat data: asset value, drawn LTV against covenant LTV, sources and valuation date shown.
- Investor reporting and exports from the same figures.
Your brand, your rules
White-label deployment
Run the platform under your own name, for your teams and your investors.
- Your brand and letterhead on the deliverables.
- Roles and permissions per team member.
- Two-factor authentication with recovery codes; audit trail of every change.
- Existing book imported from CSV or Excel.
- English and French throughout.
Corporates financed by the fund
Balance-sheet treatment
Whether a financed asset can be used without being recognised as a finance lease.
- Operating lease under local GAAP, where the corporate does not report under IFRS.
- Equipment-as-a-Service, where the contract is not a finance lease.
- Always subject to conditions and auditor review.
Onboarding
Your book and your rules from day one.
Fund data import
The existing book and deal flow from CSV or Excel; columns matched and every row checked before import.
LP-approved investment policy
Target assets and geographies, ticket and tenor, thresholds, exclusions, underlying contract and country risk, versioned with their approval date. Deals enter once the policy is approved.
Asset classes covered
Aircraft, rail, marine, energy and equipment in European Markets, open to any tangible, mobile asset.
Aircraft
Passenger and cargo airframes and engines, assessed on lease terms, maintenance condition and residual value.
Ships
Cargo and RoRo tonnage, with charter cash flows, collateral value and covenants tracked on the file.
Rail
Wagons and locomotives whose service life usually exceeds the transaction term.
Logistics
Trailers, containers and handling equipment that operators rely on every day.
Wind
Turbines with contracted output and an appraised, not assumed, residual value.
Solar and storage
Arrays and storage, valued on contracted output and on the equipment that remains.