Platform

Deploy flexible capital on real assets, at scale

Infravite is the operational infrastructure that lets private debt funds structure, underwrite and manage asset-backed financings at scale — not fund-management software. Credit and structuring expertise, made repeatable by the platform and AI, with the expert decision kept where the risk requires it.

Aerial view of a commercial port, cranes and a ship at the quay

Why a platform

Real assets suit asset-based lending, but each transaction needs sound analysis and long monitoring.

Why these assets

Real assets lend themselves to secured financing:

  • Tangible and often redeployable
  • Observable resale value
  • Contracted revenues: leases, charters, PPAs
  • Measurable usage data

The platform is open to any tangible, mobile asset.

Why one file

Each transaction combines:

  • Heterogeneous data to reconcile and source
  • Risks specific to each asset and counterparty
  • Monitoring over the full life of the financing

Spreadsheets and email chains handle this in fragments.

What the platform does

Five modules on one file, in deal-cycle order.

  1. Origination gates

    A mandatory underlying lease, charter, concession, PPA or offtake contract; contracted revenue against debt service over the tenor; contract tail against maturity.

  2. Country and policy screening

    OECD country classification and World Bank governance indicators; the LP-approved policy enforced server-side, exceptions audited.

  3. Credit analysis and structuring

    Core of the platform

    Five risk families, a sourced cash-flow model, covenants and downside scenarios; recommendation subject to the credit committee.

  4. Committee and closing

    IC memo, auditor memo and LOI drawn from the file; conditions precedent and KYC checked.

  5. Monitoring and reporting

    Covenant tests, collateral asset marked to market with drawn LTV against covenant LTV, fleet tracking and investor reporting.

Who it is for

  • Clients

    ABL private debt funds

    They run each transaction on the platform, from sourcing to workout.

  • Deployment

    White label

    Under the fund's brand, with its roles, permissions and existing book.

  • Beneficiaries

    Corporates financed

    Financing backed by their real assets, provided by the fund.

  • Recipients

    Investors and auditors

    Investor reporting from the platform; auditors at the fund's request.

Platform

The desk, end to end

Six views of the same file, from the portfolio down to a single transaction. Every screen below opens in the demo book, on demo data.

Demo data: a seeded book, labelled as such on every screen. Nothing here is a live fund position.

  1. 1

    NAV dashboard

    Fund NAV computed by the desk engine, with alerts, covenants, instruments and fleet positions. The demo runs on an isolated copy that never writes back.

    Open in the demo book

  2. 2

    Deal underwriting

    Underlying contracts tested against debt service: coverage, contract tail against maturity, counterparty concentration and the revenue waterfall.

    Open in the demo book

  3. 3

    Structuring tests

    Finance lease, operating lease or SPV, each test read from the file's assumptions. Any balance-sheet treatment remains subject to conditions and auditor review.

    Open in the demo book

  4. 4

    Scenario engine

    Downside cases on residual value, utilisation, rates and counterparty default, with their effect on DSCR and LTV.

    Open in the demo book

  5. 5

    Monitor & breaches

    Covenant tests, fleet tracking and the breach desk: standstill, draw stop and remedial actions.

    Open in the demo book

  6. 6

    Investor view

    The same book as an investor reads it: NAV, undrawn, weighted IRR, MOIC and LTV, with exports.

    Open in the demo book

A guided pilot on your own deals

See the desk on a demonstration file, or ask for a guided walkthrough on your own deals.

See the platform on a demonstration file.